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Your financial-details-for-sale: Monitor at your own risk

The CFPB is recommending that consumers ask for their file disclosures from each of the specialty consumer reporting companies that are collecting their financial minutiae -- ranging from utility...

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Is Google a credit reporting agency?

Creditors may not be able to see on your traditional credit report what you did more than 10 years ago. But there's nothing stopping them from looking you up online and searching the public records...

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Why does negative info stay on your credit report 7 years? No one knows

Why do unpaid loans take seven years to expire from your credit report? Good question. Industry experts don't know how the period came to be embedded in the Fair Credit Reporting Act. Even one of the...

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I’m not William. Wrong number robocalls hard to fight

For more than a year now, I've been living with constant calls from debt collectors, but the calls are for a man named William. No matter how many times I tell the callers they've got the wrong number,...

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New bill targets paid-off medical debt

Lingering medical bills may not haunt your credit reports for long if a bipartisan group of lawmakers get their way. For the seventh year in a row, lawmakers in both the House of Representatives and...

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